Fha Max Dti 2025. You may still qualify for an fha loan with a higher dti if you have a strong credit score. The fha loan requirements allow for higher dti limits up to a maximum of 56.9%.

Have a 580+ credit score with a minimum down payment of 3.5 percent. The fha sets caps on what you can borrow based on where you live or where you intend to purchase a home.